-
Types of Mortgage Loans Explained | Chase
Choosing among different types of mortgage loans isn’t that complicated if you do you research thoroughly. In this video, we go over the main home loan options available: conventional mortgages, FHA, VA, fixed rate, adjustable rate mortgages, jumbo loans, and others.
Play with Audio Description: https://youtu.be/lE1ioVFX0DE
For more mortgage videos visit our YouTube Channel: https://www.youtube.com/welcometochase
Take the first step and get prequalified:
https://www.chase.com/personal/mortgage?SourceCode=SYTMEV
Visit our Education Center to learn more:
https://www.chase.com/personal/mortgage/education?SourceCode=SYTMEV
Connect with a home lending expert:
https://homelendingadvisor.chase.com?SourceCode=SYTMEV
Chase is the U.S. consumer and commercial banking business of JPMorgan Cha...
published: 01 Mar 2022
-
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home nee...
published: 05 Jan 2015
-
Home Loan Basics [Mortgage Explained Simply]
Hunter Galloway - Home Loans Made Easy! If you're looking for a mortgage broker and live in Australia, we can help!
Visit us online
https://www.huntergalloway.com.au/
Or call us on
1300 088 065
Mortgage Explained Simply
00:26 - What is a mortgage and how does it work?
02:03 - How does a home loan / mortgage work?
03:19 - What does a 95% mortgage mean?
04:27 - What is loan to value ratio?
04:58 - What is lenders mortgage insurance?
06:18 - What does principle and interest mean with mortgages?
08:18 - Can I buy a property without a mortgage?
08:45 - How much money should I save before I buy a house?
09:15 - Conclusion.
Topics we cover in this video.
What even is a mortgage. Home loan jargon explained simply. A beginners guide to mortgages in Australia. A mortgage is a residential...
published: 22 Mar 2021
-
The Best Mortgage Explained
Start investing with bonuses below ⤵️
► See what I invest in & FREE stock with Public: https://bit.ly/DANIELPUBLIC
► Claim another free stock with Robinhood: https://bit.ly/DIROBIN
► Up to 12 free stocks with WeBull: https://bit.ly/WeBullDaniel
----------
None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
published: 25 Oct 2022
-
How To Calculate Your Mortgage Payment
This finance video tutorial explains how to calculate your monthly mortgage payment using the amortization formula. All you need is the principal loan balance, the loan term, and the fixed annual interest rate.
published: 25 Aug 2022
-
The Home Loan Process
You've just applied for your loan with SA Home Loans and want to know what happens next. Its exciting but can be a daunting the first time you do it so we are here to help you understand the process a bit better.
For more info, call 0860 2 4 6 8 10 or go to www.sahomeloans.com
published: 14 Sep 2017
-
How To Find The Perfect Home Loan | And What Loans To AVOID!
This video teaches you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you. This video will also break down exactly what to look for when it comes to the interest rate, down payment, closings costs, and terms of your loan.
Chandler David Smith has been investing in real estate for the last 6+ years. He has done dozens of loans and helped other do dozens more. This video shows you everything that you need to know about picking the right loan. It will show you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you....
published: 29 Apr 2020
-
2023 VA Loan Benefits Explained - VA Loan
Are you a first time home buyer interested in buying a house using an va loan in the 2023 housing market? What are the most recent VA loan requirements for 2023? What credit scores do you need? How long do you need to be employed? How much downpayment does VA require? What are the pros vs cons of VA Loans? In this video, we are going to discuss the 2023 VA Loan Requirements, answer some common questions around VA and show you how to do some basic VA calculations with regards to the upfront funding fee.
VA Loan Benefits Explained ⏩Watch this NEXT ⏩ https://youtu.be/C3nvQnjU8Ac
✅ - Get a Referral to a Mortgage Lender or Realtor - http://www.jebsmith.net/referral
🏠 - First Time Home Buyer Course - http://www.becominghomewise.com
What is a VA loan? A VA loan is a mortgage loan in the...
published: 17 Feb 2023
-
Del Talk with Marty Medve, President of Trident Home Loans - S5 E8
Another episode of Del Talk is here! In season 5, episode 8, welcome special guest Marty Medve, a mortgage professional who shares a vast background in military service and finance, and current President of Trident Home Loans, a Broker partner with Kind Lending.
Subscribe to Kind Lending's YouTube channel (@KindLending) and follow us on Spotify (@Kind Lending, LLC), where you can catch up on past episodes of Del Talk.
There is a lot going on in mortgage and in life, so what the Del! Let's talk about it! #kindlending #deltalk #mortgagenews Learn more about Kind TPO today at https://kindtpo.com.
published: 15 Feb 2024
-
VA Loan Explained - Understanding the Full Process
Like, Comment, and Share my videos!
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Check out my entire playlist on buying a home here:
https://www.youtube.com/playlist?list=PLscTZuOqKWIz97DBmq5r-4IciwL6uKJfQ
Check out my entire playlist on military finance and investing:
https://www.youtube.com/playlist?list=PLscTZuOqKWIycpttIOB044CBFLdPpgiYu
💯 LET’S CONNECT 💯
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👇 👇 Watch My Other Videos Here 👇 👇
★ Government Thrift Savings Plan for Beginners (TSP)
https://youtu.be/AONWjDeUE_4
★ How Much is the Military Pension Worth? (Millions)
https://youtu.be/A5A8tRycE_I
★ Which GI Bill is Better? - Montgomery & Post-9/11 GI Bills
https://youtu.be/f-yUFKEIIbI
================
Regional ...
published: 15 Nov 2020
1:16
Types of Mortgage Loans Explained | Chase
Choosing among different types of mortgage loans isn’t that complicated if you do you research thoroughly. In this video, we go over the main home loan options ...
Choosing among different types of mortgage loans isn’t that complicated if you do you research thoroughly. In this video, we go over the main home loan options available: conventional mortgages, FHA, VA, fixed rate, adjustable rate mortgages, jumbo loans, and others.
Play with Audio Description: https://youtu.be/lE1ioVFX0DE
For more mortgage videos visit our YouTube Channel: https://www.youtube.com/welcometochase
Take the first step and get prequalified:
https://www.chase.com/personal/mortgage?SourceCode=SYTMEV
Visit our Education Center to learn more:
https://www.chase.com/personal/mortgage/education?SourceCode=SYTMEV
Connect with a home lending expert:
https://homelendingadvisor.chase.com?SourceCode=SYTMEV
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.6 trillion and operations worldwide. Chase serves nearly half of America's households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: 5,100 branches, 16,000 ATMs, mobile, online and by phone. For more information, go to Chase.com.
Terms of Service: https://www.chase.com/resources/social-media-terms-conditions
Connect with Chase Online:
Follow @Chase on Twitter: http://twitter.com/Chase
Chase Official Website: https://www.chase.com
Chase Mobile: https://www.chase.com/mobile
Chase En Español: https://www.chase.com/espanol
Find a Branch or ATM near you: https://locator.chase.com
Types of Mortgage Loans Explained | Chase
https://youtu.be/6YfJvhupbgo
https://wn.com/Types_Of_Mortgage_Loans_Explained_|_Chase
Choosing among different types of mortgage loans isn’t that complicated if you do you research thoroughly. In this video, we go over the main home loan options available: conventional mortgages, FHA, VA, fixed rate, adjustable rate mortgages, jumbo loans, and others.
Play with Audio Description: https://youtu.be/lE1ioVFX0DE
For more mortgage videos visit our YouTube Channel: https://www.youtube.com/welcometochase
Take the first step and get prequalified:
https://www.chase.com/personal/mortgage?SourceCode=SYTMEV
Visit our Education Center to learn more:
https://www.chase.com/personal/mortgage/education?SourceCode=SYTMEV
Connect with a home lending expert:
https://homelendingadvisor.chase.com?SourceCode=SYTMEV
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.6 trillion and operations worldwide. Chase serves nearly half of America's households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: 5,100 branches, 16,000 ATMs, mobile, online and by phone. For more information, go to Chase.com.
Terms of Service: https://www.chase.com/resources/social-media-terms-conditions
Connect with Chase Online:
Follow @Chase on Twitter: http://twitter.com/Chase
Chase Official Website: https://www.chase.com
Chase Mobile: https://www.chase.com/mobile
Chase En Español: https://www.chase.com/espanol
Find a Branch or ATM near you: https://locator.chase.com
Types of Mortgage Loans Explained | Chase
https://youtu.be/6YfJvhupbgo
- published: 01 Mar 2022
- views: 11733
18:18
Introduction to Mortgage Loans | Housing | Finance & Capital Markets | Khan Academy
Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now: https://www.khanacademy.org/economics-finance-domain/core-finance/...
Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
https://wn.com/Introduction_To_Mortgage_Loans_|_Housing_|_Finance_Capital_Markets_|_Khan_Academy
Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/introduction-to-mortgage-loans
Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
- published: 05 Jan 2015
- views: 378405
9:44
Home Loan Basics [Mortgage Explained Simply]
Hunter Galloway - Home Loans Made Easy! If you're looking for a mortgage broker and live in Australia, we can help!
Visit us online
https://www.huntergalloway...
Hunter Galloway - Home Loans Made Easy! If you're looking for a mortgage broker and live in Australia, we can help!
Visit us online
https://www.huntergalloway.com.au/
Or call us on
1300 088 065
Mortgage Explained Simply
00:26 - What is a mortgage and how does it work?
02:03 - How does a home loan / mortgage work?
03:19 - What does a 95% mortgage mean?
04:27 - What is loan to value ratio?
04:58 - What is lenders mortgage insurance?
06:18 - What does principle and interest mean with mortgages?
08:18 - Can I buy a property without a mortgage?
08:45 - How much money should I save before I buy a house?
09:15 - Conclusion.
Topics we cover in this video.
What even is a mortgage. Home loan jargon explained simply. A beginners guide to mortgages in Australia. A mortgage is a residential home loan secured against a residential property. We look at what loan to value ratio is. How the banks facilitate lending.
DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
Full Disclaimer here – https://www.huntergalloway.com.au/youtube-disclaimer/
https://wn.com/Home_Loan_Basics_Mortgage_Explained_Simply
Hunter Galloway - Home Loans Made Easy! If you're looking for a mortgage broker and live in Australia, we can help!
Visit us online
https://www.huntergalloway.com.au/
Or call us on
1300 088 065
Mortgage Explained Simply
00:26 - What is a mortgage and how does it work?
02:03 - How does a home loan / mortgage work?
03:19 - What does a 95% mortgage mean?
04:27 - What is loan to value ratio?
04:58 - What is lenders mortgage insurance?
06:18 - What does principle and interest mean with mortgages?
08:18 - Can I buy a property without a mortgage?
08:45 - How much money should I save before I buy a house?
09:15 - Conclusion.
Topics we cover in this video.
What even is a mortgage. Home loan jargon explained simply. A beginners guide to mortgages in Australia. A mortgage is a residential home loan secured against a residential property. We look at what loan to value ratio is. How the banks facilitate lending.
DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
Full Disclaimer here – https://www.huntergalloway.com.au/youtube-disclaimer/
- published: 22 Mar 2021
- views: 13082
0:41
The Best Mortgage Explained
Start investing with bonuses below ⤵️
► See what I invest in & FREE stock with Public: https://bit.ly/DANIELPUBLIC
► Claim another free stock with Robinhood: h...
Start investing with bonuses below ⤵️
► See what I invest in & FREE stock with Public: https://bit.ly/DANIELPUBLIC
► Claim another free stock with Robinhood: https://bit.ly/DIROBIN
► Up to 12 free stocks with WeBull: https://bit.ly/WeBullDaniel
----------
None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
https://wn.com/The_Best_Mortgage_Explained
Start investing with bonuses below ⤵️
► See what I invest in & FREE stock with Public: https://bit.ly/DANIELPUBLIC
► Claim another free stock with Robinhood: https://bit.ly/DIROBIN
► Up to 12 free stocks with WeBull: https://bit.ly/WeBullDaniel
----------
None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
- published: 25 Oct 2022
- views: 971077
5:10
How To Calculate Your Mortgage Payment
This finance video tutorial explains how to calculate your monthly mortgage payment using the amortization formula. All you need is the principal loan balance,...
This finance video tutorial explains how to calculate your monthly mortgage payment using the amortization formula. All you need is the principal loan balance, the loan term, and the fixed annual interest rate.
https://wn.com/How_To_Calculate_Your_Mortgage_Payment
This finance video tutorial explains how to calculate your monthly mortgage payment using the amortization formula. All you need is the principal loan balance, the loan term, and the fixed annual interest rate.
- published: 25 Aug 2022
- views: 214968
2:03
The Home Loan Process
You've just applied for your loan with SA Home Loans and want to know what happens next. Its exciting but can be a daunting the first time you do it so we are h...
You've just applied for your loan with SA Home Loans and want to know what happens next. Its exciting but can be a daunting the first time you do it so we are here to help you understand the process a bit better.
For more info, call 0860 2 4 6 8 10 or go to www.sahomeloans.com
https://wn.com/The_Home_Loan_Process
You've just applied for your loan with SA Home Loans and want to know what happens next. Its exciting but can be a daunting the first time you do it so we are here to help you understand the process a bit better.
For more info, call 0860 2 4 6 8 10 or go to www.sahomeloans.com
- published: 14 Sep 2017
- views: 32350
20:47
How To Find The Perfect Home Loan | And What Loans To AVOID!
This video teaches you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the diff...
This video teaches you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you. This video will also break down exactly what to look for when it comes to the interest rate, down payment, closings costs, and terms of your loan.
Chandler David Smith has been investing in real estate for the last 6+ years. He has done dozens of loans and helped other do dozens more. This video shows you everything that you need to know about picking the right loan. It will show you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you. This video will also break down exactly what to look for when it comes to the interest rate, down payment, closings costs, and terms of your loan. Listed below are the main points talked about in this video created to help you find the perfect home loan.
• Conventional vs unconventional
• CONVENTIONAL BACKED BY BANKS, UNCONVENTIONAL BACKED BY GOVERNMENT
• Sub prime loans- 640 or less credit score (bad loans)
Unconventional loans
o FHA loan-small down payment, low credit standards, higher interest rates mortgage insurance (MIP) have to pay for life of loan unless 10% down and than you pay it for 11 years
o VA- loans no down payment, no mortgage insurance, Unreal opportunity
o USDA/RHS loans- rural areas, no down payment. Cant refinance, bad prepayment penalties and terms
Conventional loans
• As low as 5 % down
• PMI (private mortgage insurance) if less then 20% down
• Lots of different options with great terms and interest rates
Jumbo loans- 20% down required for bigger purchases
• Other things discussed
o Interest rates, terms(fixed vs arm)(15 vs 30) , down payment, closing costs, prepayment penalties, pmi/mip, prepayment penalties and more
#homeloan #gettingahomeloan #mortgage
Want to learn more about getting pre-approved for a home loan? Check out this video!
https://youtu.be/FNZAqceass4
To learn more about a job opportunity doing door to door sales with Chandler, go to:
www.elitesummersales.com/
If you're interested o learn more about real estate investing, and you'd like to start a one-on-one mentorship go to:
https://www.chandlerdavidsmith.com/
Check out some other videos if you want to learn more about investing in real estate, building a huge passive income, or preparing for your own future home.
Want to see all of Chandler's real estate deals?
Real Estate Portfolio
https://www.youtube.com/playlist?list=PLgBdAuQ6z2LUkikeMlF-WbFlWk63f9tA0
What is a Good Deal?
https://youtu.be/socXihCNHkU
Follow Chandler
INSTAGRAM
https://www.instagram.com/chandlerdavidsmith/
Facebook
https://www.facebook.com/chandler.smith.73
https://wn.com/How_To_Find_The_Perfect_Home_Loan_|_And_What_Loans_To_Avoid
This video teaches you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you. This video will also break down exactly what to look for when it comes to the interest rate, down payment, closings costs, and terms of your loan.
Chandler David Smith has been investing in real estate for the last 6+ years. He has done dozens of loans and helped other do dozens more. This video shows you everything that you need to know about picking the right loan. It will show you everything that you need to know to find the perfect home loan for your situation. It will explain the difference between all of the different loan options and which option will be best for you. This video will also break down exactly what to look for when it comes to the interest rate, down payment, closings costs, and terms of your loan. Listed below are the main points talked about in this video created to help you find the perfect home loan.
• Conventional vs unconventional
• CONVENTIONAL BACKED BY BANKS, UNCONVENTIONAL BACKED BY GOVERNMENT
• Sub prime loans- 640 or less credit score (bad loans)
Unconventional loans
o FHA loan-small down payment, low credit standards, higher interest rates mortgage insurance (MIP) have to pay for life of loan unless 10% down and than you pay it for 11 years
o VA- loans no down payment, no mortgage insurance, Unreal opportunity
o USDA/RHS loans- rural areas, no down payment. Cant refinance, bad prepayment penalties and terms
Conventional loans
• As low as 5 % down
• PMI (private mortgage insurance) if less then 20% down
• Lots of different options with great terms and interest rates
Jumbo loans- 20% down required for bigger purchases
• Other things discussed
o Interest rates, terms(fixed vs arm)(15 vs 30) , down payment, closing costs, prepayment penalties, pmi/mip, prepayment penalties and more
#homeloan #gettingahomeloan #mortgage
Want to learn more about getting pre-approved for a home loan? Check out this video!
https://youtu.be/FNZAqceass4
To learn more about a job opportunity doing door to door sales with Chandler, go to:
www.elitesummersales.com/
If you're interested o learn more about real estate investing, and you'd like to start a one-on-one mentorship go to:
https://www.chandlerdavidsmith.com/
Check out some other videos if you want to learn more about investing in real estate, building a huge passive income, or preparing for your own future home.
Want to see all of Chandler's real estate deals?
Real Estate Portfolio
https://www.youtube.com/playlist?list=PLgBdAuQ6z2LUkikeMlF-WbFlWk63f9tA0
What is a Good Deal?
https://youtu.be/socXihCNHkU
Follow Chandler
INSTAGRAM
https://www.instagram.com/chandlerdavidsmith/
Facebook
https://www.facebook.com/chandler.smith.73
- published: 29 Apr 2020
- views: 71357
15:05
2023 VA Loan Benefits Explained - VA Loan
Are you a first time home buyer interested in buying a house using an va loan in the 2023 housing market? What are the most recent VA loan requirements for 202...
Are you a first time home buyer interested in buying a house using an va loan in the 2023 housing market? What are the most recent VA loan requirements for 2023? What credit scores do you need? How long do you need to be employed? How much downpayment does VA require? What are the pros vs cons of VA Loans? In this video, we are going to discuss the 2023 VA Loan Requirements, answer some common questions around VA and show you how to do some basic VA calculations with regards to the upfront funding fee.
VA Loan Benefits Explained ⏩Watch this NEXT ⏩ https://youtu.be/C3nvQnjU8Ac
✅ - Get a Referral to a Mortgage Lender or Realtor - http://www.jebsmith.net/referral
🏠 - First Time Home Buyer Course - http://www.becominghomewise.com
What is a VA loan? A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs
Check your VA Eligibility -
https://www.va.gov/housing-assistance/home-loans/eligibility/
VA loan requirements 2023
✅Active Duty or Served 90 Continuous Days/Met length of service requirements which is generally 90 days in wartime and 181 days in peacetime/completed 90 days of active duty or 6 creditable years in selected reserve or national guard/surviving spouse of a veteran who died while in service or from a service related disability and have not remarried.
✅ FICO® score at least 580 (there are exceptions but they come with a cost)
✅ No Down Payment Required
✅MIP (Mortgage Insurance Premium ) is NOT required on VA Loans.
✅Debt-to-Income Ratio less than 41%. (Actually you can go much higher than this)
✅Condos have to be VA approved
✅The home must be the borrower's primary residence.
✅Borrower must have steady income and proof of employment.
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
#VA #Realtor #RealEstate
https://wn.com/2023_Va_Loan_Benefits_Explained_Va_Loan
Are you a first time home buyer interested in buying a house using an va loan in the 2023 housing market? What are the most recent VA loan requirements for 2023? What credit scores do you need? How long do you need to be employed? How much downpayment does VA require? What are the pros vs cons of VA Loans? In this video, we are going to discuss the 2023 VA Loan Requirements, answer some common questions around VA and show you how to do some basic VA calculations with regards to the upfront funding fee.
VA Loan Benefits Explained ⏩Watch this NEXT ⏩ https://youtu.be/C3nvQnjU8Ac
✅ - Get a Referral to a Mortgage Lender or Realtor - http://www.jebsmith.net/referral
🏠 - First Time Home Buyer Course - http://www.becominghomewise.com
What is a VA loan? A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs
Check your VA Eligibility -
https://www.va.gov/housing-assistance/home-loans/eligibility/
VA loan requirements 2023
✅Active Duty or Served 90 Continuous Days/Met length of service requirements which is generally 90 days in wartime and 181 days in peacetime/completed 90 days of active duty or 6 creditable years in selected reserve or national guard/surviving spouse of a veteran who died while in service or from a service related disability and have not remarried.
✅ FICO® score at least 580 (there are exceptions but they come with a cost)
✅ No Down Payment Required
✅MIP (Mortgage Insurance Premium ) is NOT required on VA Loans.
✅Debt-to-Income Ratio less than 41%. (Actually you can go much higher than this)
✅Condos have to be VA approved
✅The home must be the borrower's primary residence.
✅Borrower must have steady income and proof of employment.
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
#VA #Realtor #RealEstate
- published: 17 Feb 2023
- views: 46785
18:57
Del Talk with Marty Medve, President of Trident Home Loans - S5 E8
Another episode of Del Talk is here! In season 5, episode 8, welcome special guest Marty Medve, a mortgage professional who shares a vast background in military...
Another episode of Del Talk is here! In season 5, episode 8, welcome special guest Marty Medve, a mortgage professional who shares a vast background in military service and finance, and current President of Trident Home Loans, a Broker partner with Kind Lending.
Subscribe to Kind Lending's YouTube channel (@KindLending) and follow us on Spotify (@Kind Lending, LLC), where you can catch up on past episodes of Del Talk.
There is a lot going on in mortgage and in life, so what the Del! Let's talk about it! #kindlending #deltalk #mortgagenews Learn more about Kind TPO today at https://kindtpo.com.
https://wn.com/Del_Talk_With_Marty_Medve,_President_Of_Trident_Home_Loans_S5_E8
Another episode of Del Talk is here! In season 5, episode 8, welcome special guest Marty Medve, a mortgage professional who shares a vast background in military service and finance, and current President of Trident Home Loans, a Broker partner with Kind Lending.
Subscribe to Kind Lending's YouTube channel (@KindLending) and follow us on Spotify (@Kind Lending, LLC), where you can catch up on past episodes of Del Talk.
There is a lot going on in mortgage and in life, so what the Del! Let's talk about it! #kindlending #deltalk #mortgagenews Learn more about Kind TPO today at https://kindtpo.com.
- published: 15 Feb 2024
- views: 33
16:10
VA Loan Explained - Understanding the Full Process
Like, Comment, and Share my videos!
🔔 SUBSCRIBE HERE 🔔 http://bit.ly/BroeSubscribe
Check out my entire playlist on buying a home here:
https://www.youtube.com/...
Like, Comment, and Share my videos!
🔔 SUBSCRIBE HERE 🔔 http://bit.ly/BroeSubscribe
Check out my entire playlist on buying a home here:
https://www.youtube.com/playlist?list=PLscTZuOqKWIz97DBmq5r-4IciwL6uKJfQ
Check out my entire playlist on military finance and investing:
https://www.youtube.com/playlist?list=PLscTZuOqKWIycpttIOB044CBFLdPpgiYu
💯 LET’S CONNECT 💯
📷 Instagram @JakeBroe 👉 https://www.instagram.com/jakebroe/
🐦 Twitter @Broe_Jake 👉 https://twitter.com/broe_jake
👇 👇 Watch My Other Videos Here 👇 👇
★ Government Thrift Savings Plan for Beginners (TSP)
https://youtu.be/AONWjDeUE_4
★ How Much is the Military Pension Worth? (Millions)
https://youtu.be/A5A8tRycE_I
★ Which GI Bill is Better? - Montgomery & Post-9/11 GI Bills
https://youtu.be/f-yUFKEIIbI
================
Regional Loan Center Contact Information (1-877-827-3702)
https://www.benefits.va.gov/homeloans/contact_rlc_info.asp
Eligibility requirements for VA home loan programs
https://www.va.gov/housing-assistance/home-loans/eligibility/
VA funding fee and loan closing costs
https://www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/#about-the-va-funding-fee
How to apply for a VA home loan Certificate of Eligibility
https://www.va.gov/housing-assistance/home-loans/how-to-apply/
What Is a VA Loan?
A VA loan is a mortgage loan available through a program established by the U.S. Department of Veterans Affairs (VA) (previously the Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate.
How a VA Loan Works
VA loans help active service members, veterans, and their surviving spouses become homeowners. They provide up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage.
The VA sets the qualifying standards, dictates the terms of the mortgages offered, and backs the loan, but doesn’t actually offer the financing. Instead, VA home loans are provided by private lenders, such as banks and mortgage companies.
When borrowers apply for a loan, they need to provide the lender with a certificate of eligibility from the VA. To get the certificate, you’ll have to produce service-related documentation, which can vary based on whether you are active duty or a veteran. The certificate can be obtained from the VA website. Although some of the lender’s own underwriting requirements still must be met, in most cases, VA loans are easier to qualify for than conventional loans.
VA loans, Federal Housing Administration (FHA) loans, and other loans insured by departments of the United States government have securitization through the Government National Mortgage Association (GNMA), also known as Ginnie Mae. These securities carry the guarantee of the U.S. government against default.
VA Loan Terms
The terms of VA loans are quite generous compared to other mortgages and even to other federal loan programs. Among the benefits:1
No down payment is mandated unless required by the lender, or if the residence’s purchase price is above the established property value.
There is no private mortgage insurance requirement.
Closing costs are limited and may be paid by the seller.
There is no prepayment penalty if the borrower pays off the loan early.
Assistance is available from the VA to help borrowers avoid default.
Credit score minimum requirements differ slightly from lender to lender. The VA’s only credit requirement is for the borrower to be considered a satisfactory credit risk by a lender. The benefits of a VA loan are the same no matter which lender you choose.
================
#VALoan #VABenefits #BuyingAHome
================
DISCLAIMER:
This video is for entertainment purposes only. I am not in any way acting as an agent or representative of the Department of Defense or United States Federal Government when presenting this information. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author makes no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video.
ADVERTISER DISCLOSURE:
Jake is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Additionally, other referral links are included and this channel does receive compensation for sending traffic to partner sites. Shopping through our links is an easy way to support the channel and we appreciate and are super grateful for your support!
https://wn.com/Va_Loan_Explained_Understanding_The_Full_Process
Like, Comment, and Share my videos!
🔔 SUBSCRIBE HERE 🔔 http://bit.ly/BroeSubscribe
Check out my entire playlist on buying a home here:
https://www.youtube.com/playlist?list=PLscTZuOqKWIz97DBmq5r-4IciwL6uKJfQ
Check out my entire playlist on military finance and investing:
https://www.youtube.com/playlist?list=PLscTZuOqKWIycpttIOB044CBFLdPpgiYu
💯 LET’S CONNECT 💯
📷 Instagram @JakeBroe 👉 https://www.instagram.com/jakebroe/
🐦 Twitter @Broe_Jake 👉 https://twitter.com/broe_jake
👇 👇 Watch My Other Videos Here 👇 👇
★ Government Thrift Savings Plan for Beginners (TSP)
https://youtu.be/AONWjDeUE_4
★ How Much is the Military Pension Worth? (Millions)
https://youtu.be/A5A8tRycE_I
★ Which GI Bill is Better? - Montgomery & Post-9/11 GI Bills
https://youtu.be/f-yUFKEIIbI
================
Regional Loan Center Contact Information (1-877-827-3702)
https://www.benefits.va.gov/homeloans/contact_rlc_info.asp
Eligibility requirements for VA home loan programs
https://www.va.gov/housing-assistance/home-loans/eligibility/
VA funding fee and loan closing costs
https://www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/#about-the-va-funding-fee
How to apply for a VA home loan Certificate of Eligibility
https://www.va.gov/housing-assistance/home-loans/how-to-apply/
What Is a VA Loan?
A VA loan is a mortgage loan available through a program established by the U.S. Department of Veterans Affairs (VA) (previously the Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate.
How a VA Loan Works
VA loans help active service members, veterans, and their surviving spouses become homeowners. They provide up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage.
The VA sets the qualifying standards, dictates the terms of the mortgages offered, and backs the loan, but doesn’t actually offer the financing. Instead, VA home loans are provided by private lenders, such as banks and mortgage companies.
When borrowers apply for a loan, they need to provide the lender with a certificate of eligibility from the VA. To get the certificate, you’ll have to produce service-related documentation, which can vary based on whether you are active duty or a veteran. The certificate can be obtained from the VA website. Although some of the lender’s own underwriting requirements still must be met, in most cases, VA loans are easier to qualify for than conventional loans.
VA loans, Federal Housing Administration (FHA) loans, and other loans insured by departments of the United States government have securitization through the Government National Mortgage Association (GNMA), also known as Ginnie Mae. These securities carry the guarantee of the U.S. government against default.
VA Loan Terms
The terms of VA loans are quite generous compared to other mortgages and even to other federal loan programs. Among the benefits:1
No down payment is mandated unless required by the lender, or if the residence’s purchase price is above the established property value.
There is no private mortgage insurance requirement.
Closing costs are limited and may be paid by the seller.
There is no prepayment penalty if the borrower pays off the loan early.
Assistance is available from the VA to help borrowers avoid default.
Credit score minimum requirements differ slightly from lender to lender. The VA’s only credit requirement is for the borrower to be considered a satisfactory credit risk by a lender. The benefits of a VA loan are the same no matter which lender you choose.
================
#VALoan #VABenefits #BuyingAHome
================
DISCLAIMER:
This video is for entertainment purposes only. I am not in any way acting as an agent or representative of the Department of Defense or United States Federal Government when presenting this information. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author makes no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video.
ADVERTISER DISCLOSURE:
Jake is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Additionally, other referral links are included and this channel does receive compensation for sending traffic to partner sites. Shopping through our links is an easy way to support the channel and we appreciate and are super grateful for your support!
- published: 15 Nov 2020
- views: 81891